In the wake of a loved one's passing, particularly if they were a service member or a veteran, it's crucial to notify specific organizations such as the Family Servicemembers' Group Life Insurance (FSGLI). FSGLI is a program extended by the Department of Veterans Affairs that provides life insurance coverage for the spouses and dependent children of service members insured under the SGLI program.
Who Should Be Notified
The Office of Servicemembers' Group Life Insurance (OSGLI), which administers the FSGLI, should be notified of the passing of the insured individual. If the deceased had FSGLI coverage, the beneficiary or executor of the estate should make the notification.
When to Notify
Notification should be made as soon as possible following the individual's passing to allow for the smooth processing of any possible insurance claims.
How to Notify
To notify the OSGLI of a death, you should file a claim for death benefits. This process involves filling out an SGLV 8283 Claim for Death Benefits form, and mailing it to the OSGLI. The form must be accompanied by a certified copy of the death certificate.
What to Expect After Notification
Once the OSGLI receives the claim, they will review it, and if approved, they will pay the death benefit to the beneficiary. The time frame for this can vary and can take several weeks. If the claim is denied for any reason, they will provide an explanation for the denial.
Tips for Notification
When filing a claim, ensure that all sections of the form are completed accurately to avoid any delays. Keep a copy of everything you send for your records. If you have questions or need assistance, don't hesitate to reach out to the OSGLI for help.
Conclusion
Notifying the OSGLI of a loved one's passing is an important step in the aftermath of their loss. While it may be challenging, it is crucial to ensure any potential insurance benefits are paid out to support the family during this difficult time.
FAQ
Q: Where can I get the SGLV 8283 Claim for Death Benefits form?
A: The form can be downloaded from the VA's website. If you need help filling it out, contact the OSGLI or a Veterans Service Officer.
Q: What if the death was not military related?
A: The cause of death does not affect the FSGLI life insurance benefit. Even if the death was not related to military service, beneficiaries may still file a claim.
Q: What if I can't find the SGLI policy?
A: If you can't find the policy, contact the OSGLI. They can check their records to confirm if your loved one had coverage.
