Estate Planning 101

Notifying the Colorado Public Employees' Retirement Association (PERA) After a Loved One’s Passing

September 13, 2023

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Snug makes it easy to create a Will or Trust in under 20 minutes. Powers of Attorney and Health Care Directives are included for free with any Will or Trust, as is a year of free updates.
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Dealing with the loss of a loved one involves many difficult tasks, one of which is notifying the appropriate entities. If your loved one was a member of the Colorado Public Employees' Retirement Association (PERA), it is crucial to notify them to stop benefits and understand any potential survivor benefits.

Who Should Be Notified

The Colorado Public Employees' Retirement Association (PERA) provides retirement and other benefits to employees of the State of Colorado. If your loved one was a member of PERA, it is essential to inform them of the death.

When to Notify

Notification should be made to PERA as soon as possible after the death of the member. This helps to prevent any overpayments of benefits that may require reimbursement.

How to Notify

To notify PERA of a member's death, you can call them at 1-800-759-7372 or write to them at Colorado PERA, PO Box 5800, Denver, CO 80217-5800. You will need to provide the member's full name, date of birth, and Social Security Number. A copy of the death certificate will also be required.

What to Expect After Notification

Upon notification, PERA will stop the member's pension payments. They will also provide information about any potential survivor benefits, which could include a continuation of pension payments to a surviving spouse, or dependent children. The specifics will depend on the member's plan and their designated beneficiaries.

Tips for Notification

When communicating with PERA, keep a record of all correspondence, including the date and time of your call and the name of the representative you spoke with. Always request a receipt or confirmation of your notification to ensure your request has been processed.

Conclusion

While difficult, notifying PERA in the event of a member's death is an important responsibility. It helps to prevent overpayments and ensures that any potential survivor benefits are secured. Despite the challenging circumstances, handling this task promptly and effectively can prevent future complications.

FAQ

Q: What happens if PERA continues to make payments after the member's death?
A: If PERA continues to make payments after the member's death due to a delay in notification, they will seek to recover any overpaid amounts.

Q: Can I notify PERA online?
A: Currently, PERA does not offer an online death notification process. You must either call or write to them.

Q: What if the deceased had a pending application with PERA?
A: If the deceased had a pending application or appeal with PERA, inform the PERA representative. They will guide you on the necessary steps to take.