Estate Planning 101

Notifying the Vermont State Employees' Retirement System (VSERS) After a Loved One’s Passing

September 13, 2023

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Snug makes it easy to create a Will or Trust in under 20 minutes. Powers of Attorney and Health Care Directives are included for free with any Will or Trust, as is a year of free updates.
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The loss of a loved one brings with it an array of responsibilities, one of which is notifying relevant organizations and institutions. If your loved one was a recipient of benefits from the Vermont State Employees' Retirement System (VSERS), it's important to notify them promptly to prevent overpayments and to understand potential survivor benefits.

Who Should Be Notified

VSERS is a pension provider for state employees in Vermont. If your loved one was a state employee and a member of VSERS, it's necessary to notify them of the passing. This will prevent any further pension payments and will allow you to inquire about potential survivor benefits.

When to Notify

You should notify VSERS as soon as possible after the passing of your loved one. Prompt notification can prevent overpayment of benefits and expedite the process of applying for any survivor benefits.

How to Notify

Notifying VSERS of a member's death can be done by calling the Retirement Division at (802) 828-2305 or toll-free at (855) 828-2305. You can also notify them in writing by sending a letter to the Vermont State Retirement Systems, 109 State Street, Montpelier, VT 05609-6901. Remember to include the member's name, date of birth, date of death, and Social Security number, as well as your contact information.

What to Expect After Notification

Once VSERS has been notified, they will cease any ongoing pension payments. They will also guide you on next steps, including any potential survivor benefits for which you may be eligible. Survivor benefits will depend on the specific plan your loved one had with VSERS.

Tips for Notification

When notifying VSERS, it's helpful to have all relevant information on hand, including the member's Social Security number, date of birth, and date of death. It's also advisable to keep a record of all communication with VSERS for future reference.

Conclusion

While it's a task no one wants to undertake, notifying VSERS after the death of a loved one is a necessary step. Doing so with promptness and organization can help ensure a smooth process, preventing overpayments and paving the way for any potential survivor benefits.

FAQ

Q: Can I notify VSERS online?
A: At this time, VSERS does not provide an online option for reporting a death. You must notify them by phone or in writing.

Q: What if I don't have all the required information?
A: If you're missing some information, contact VSERS directly. They can guide you on how to proceed.

Q: What if my loved one received overpayments after their death?
A: If pension payments were made after the member's death because VSERS was not notified in time, VSERS will usually request the return of these funds. You should contact them directly to resolve this issue.